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ARE YOU aged between 49-85, a UK resident AND LOOKING FOR AFFORDABLE LIFE COVER?

Guaranteed acceptance with no medical
from just £3.70 a month

Simply complete our short form below
It will only take a couple of minutes, is no obligation and free of charge

*Premiums depend on age, cover and premium type









What are the benefits?

  • Guaranteed acceptance, with no medical for UK residents aged 49-85
  • Fixed monthly premiums
  • Cover amounts from £1,000 depending on the provider
  • The costs never go up, and you know exactly what your payout will be

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What is over 50s life insurance?

Over 50s life insurance is a plan you can take out if you are aged 50 or over that guarantees you a cash payout when you die.

The money is paid to your loved ones and can be used to help cover funeral costs or any outstanding bills. Or you can leave the money as a nest egg for your family to use as they wish.

You choose a monthly payment that suits you. The cost will never go up, and you know exactly what the payout will be.

What are the benefits?

  • 1 Guaranteed acceptance, with no medical for UK residents aged 49-85
  • 2 Fixed monthly premiums
  • 3 Cover amounts from £1,000
  • 4 Loved ones get a guaranteed cash payout when you die

More people are choosing Over-50s Life cover as our plans are affordable and can come with other benefits.

There are no medical questions.

The Insurer will pay 100% of claims and fast, usually within 3 working days.

Plus you get a FREE £110 gift card to use at hundreds of high street stores. T&C’s apply and the offer ends on 26th December

Things to Consider

Important information

  • You're fully covered after 12 months. Then the cash payout you've chosen is paid when you die.
  • Depending on how long you live, the total paid in premiums could be more than the cash payout.
  • You need to pay your monthly premiums to keep your cover. If you stop, so will the insurance and you won't get anything back.
  • Inflation reduces buying power over time.
  • The cash payout isn’t guaranteed to cover the full cost of your funeral. If this is important to you, you might want to consider a pre paid Funeral Plan

How much life cover do I need if I am over 50?

How much life cover you need when you are over 50 depends on what you would like your payout to be used for.

For example, life insurance for over 50s is often used to help cover funeral costs, and the average cost of a funeral in the UK is £4,184. (This is based on the mean average of the cost of a burial and the cost of a cremation in the UK.)

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Bright Life Cover is a trading style of Veriform Ltd and is authorised and regulated by the FCA.

Subject to our terms and conditions Bright Life Cover will process the information you provide us and may pass this on to our named partners for marketing purposes.

Veriform Ltd is a company registered in England & Wales, registration number 07195400 and the registered address at 145/147 Hatfield Road, St. Albans, Hertfordshire, AL1 4JY. Veriform Ltd is authorised and regulated by the Financial Conduct Authority for Insurance Distribution, firm reference number 690199.

Bright Life Cover is not an insurance company nor able to offer any advice into any financial services regulated products. Any terms and conditions may vary for all of our partners.

We do not charge a fee for this service, but we do receive a commission directly from our partners following successful introductions from this website. Any information we provide is for the purposes of illustrating the products promoted on this site only and should not be read as financial advice.